Privacy Policy & Terms of Service

Welcome to Coast FIRE Calculator (hereinafter referred to as the "Platform"). Your privacy and data security are the paramount foundations of our platform's engineering design system. This document outlines our guidelines regarding the handling of your data, browser cookies, and the terms governing your use of our financial modeling calculator tool.

1. Strict Client-Side Computation Guarantee

Unlike traditional corporate financial services, Coast FIRE Calculator guarantees **strict client-side computing**. When you adjust age parameters, saving levels, retirement expenses, return rates, or safe withdrawal thresholds in our calculator form, all mathematical equations, growth projections, and graphic rendering compile locally within your own browser engine. **No financial values are transmitted to, parsed by, or stored on our external web servers.** Your personal wealth data remains exclusively yours.

2. Information Collection & Use

We do not collect personally identifiable information unless you actively choose to provide it. This occurs exclusively in two circumstances:

• Newsletter Registration: When subscribing to receive compounding and tax-efficient planning tips, we securely store your email address in an encrypted distribution database. We will never sell, lease, or distribute your email to third-party marketing companies.
• Contact Submission: If you dispatch a inquiry message via our feedback panel, we parse your name and contact details solely to evaluate and resolve your technical inquiry.

3. Cookies and Analytics

To optimize platform speed and assess general web traffic, we utilize minimal essential cookies. These cookies are tiny text files stored in your local browser cache that collect anonymous telemetry statistics—such as screen dimensions, general geographic region, and time spent on educational guides. You can choose to configure your browser settings to reject all cookies; however, this will not impact your ability to run real-time calculators.

4. Terms & Conditions of Platform Use

By engaging with Coast FIRE Calculator, you agree to comply with and be bound by the following terms of service:

• The real-time computations and visualizations rendered by the Platform represent illustrative compound interest projections based on parameters provided directly by you. They do not constitute guaranteed investment growth profiles.
• The content provided across our homepage article, guides, and FAQ accordions serves exclusively educational purposes. It should not be evaluated as fiduciary investment, tax, or legal counsel.
• You agree not to attempt to reverse engineer, disrupt, or inject malicious scripts into the Platform's core CSS grids, mathematical engines, or Chart.js packages.

5. Updates to This Document

We reserve the right to revise this Privacy Policy and Terms of Service periodically to reflect changes in web regulations or calculation improvements. We encourage you to review this page periodically to remain informed about our security standards.

6. Contact Us

If you have any questions or require clarification regarding these privacy metrics and terms, please reach out to us at support@gocoastcalc.com or via our Contact Us page.